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Online Home Appraisal Order | Real Estate Appraisal Forms, Types and Prices | Contact Home Real Estate Appraiser | Online Home Appraisal Fee Quote |
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Home - appraising port TM Real Estate Appraisers in the U S. Real Estate Appraisals in the U S. A link is provided to Directory of Real Estate Appraisal Locations and Administrative Offices.
Homeowners have been needlessly paying private mortgage insurance (PMI) for years on their home loans! These are monthly charges included with your mortgage payments. The Home Owner Protection Act, dated July 28, 1998, and effective July 29, 1999, requires an annual notification of PMI removal. PMI is no longer necessary once homeowners have 20% equity in their house. Automatic notification of cancellation only applies to loans originated after July 29, 1999. On home loans originated before that date, the homeowners must request cancellation. How much can I save on my home loan monthly payment? Contact your lender for the exact amount.
PMI rates usually vary between $0.35 - $0.80 per $100 (depending upon your
loan amount).
What do I need to do to drop private mortgage insurance? 1. Contact your lender (bank, mortgage company, credit union, loan servicing company, etc). Verify that you are paying private mortgage insurance. Request they remove it. 3. If that doesn't work, contact the local Georgia REALTOR with the most signs in your neighborhood. Negotiate a fair price (usually $100 to $150) for a Broker's Opinion of Value. Assuming this supports PMI removal, provide this to the mortgage company and request they remove the PMI premiums. 4. If that doesn't work, (and it should seldom be necessary) contact us or another certified home appraiser to provide you and the mortgage company with a certified real estate appraisal of your property. Private Mortgage Insurance Appraisal Forms and Fees | Online Order of PMI Appraisal Please click the appropriate link to where the property to be appraised is located.
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Last Modified: 08/01/2005 |
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